In a kettle, add the condensed milk to the boiling water, let it cook for 1 minute and set aside.
In a large bowl, add the cream cheese, the very cold whipping cream and beat until it turns into whipped cream.
Add the dulce de leche and beat again until combined.
Next, add the milk chocolate chips, the crushed roasted peanuts, mix to combine and set aside.
To assemble the dessert, in a medium baking dish, add two crumbled vanilla-flavored cakes.
Add the condensed milk mixture and spread the cake evenly, pressing it firmly in the baking dish.
Then, add the whipped cream we prepared and spread it evenly.
Place it in the refrigerator and let it chill for at least 2 hours.
After this time has passed, finish the dessert with cake crumbs to taste.
Serve.